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health Insurance moving ball  California Pre-Existing Condition Insurance Plan(PCIP) or
Major Risk Medical Insurance Program (MRMIP)  health Insurance moving ball

 

The state of California now offers two health programs for Californians who have pre-existing medical conditions and have not been able to get coverage because of this. These plans are called Pre-Existing Condition Insurance Plan (PCIP) and Major Risk Medical Insurance Program (MRMIP).

ARE YOU ELIGIBLE FOR PCIP OR MRMIP?
You may qualify for PCIP if:
You may qualify for MRMIP if:
You are a resident of California You are a resident of California
You have a pre-existing condition as shown by:

A denial letter from a health insurance company or health plan dated within the last 12 months, or

An offer of individual (not group) health coverage with higher premiums than the MRMIP preferred provider organization (PPO) rate in the area where you live. The offer letter must be dated within the last 12 months, or

A letter dated within the last 12 months, from a licensed doctor, physician assistant, or nurse practitioner, stating the individual has or had a medical condition, disability, or illness, or

A certificate of creditable coverage letter issued by another state or Federally administered PCIP program showing previous enrollment within the past 6 months.
You have a pre-existing condition as shown by:

A denial letter from a health insurance company or health plan dated within the last 12 months, or

An offer of individual (not group) health coverage with premiums that are higher than the rates of your first MRMIP plan choice. The offer letter must be dated within the last 12 months, or

Involuntary termination from a health plan, health insurance company or employer plan for reasons other than fraud or non-payment of premiums. The involuntary termination letter must be dated within the last 12 months.
You are not enrolled in Medicare Part A and Part B, COBRA, or Cal-COBRA benefits. You are not eligible for Medicare Part A and Part B (except for end-stage renal disease - ESRD) or for COBRA or Cal-COBRA benefits.
You are a U.S. Citize or U.S. National - or you are lawfully present in the U.S. (you must provide a Social security Number if you are a U.S. Citizen or U.S. National). Social Security Numbers are not required.
You have not had health coverage for at least 6 months.  

If you need an Adobe® Reader to view PDF documents you may
from the Adobe website. 

Download Your 2012 Handbook and Application.pdf

Download a PCIP or MRMIP Application only.pdf

Send application to:

BARRICKS INSURANCE SERVICES
13900 NW PASSAGE #302
MARINA DEL REY, CA 90292

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Barricks Insurance Services
276 N El Camino Real #6, Oceanside, CA 92058
Phone:   (760) 433-0300  |   Fax:   (760) 433-0304
Toll-Free 1-877-Look4Life  (1-877-566-5454)

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