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Anthem logo  Anthem Blue Cross Part D Prescription Plan 
Phone (310) 678-6315

California Anthem Blue Cross Medicare Classic Supplement Plan

Below form is for California only

Anthem Blue Cross Medicare Part D Prescription Plans

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Mail all applications to:

BARRICKS INSURANCE SERVICES
276 N EL CAMINO REAL #6
OCEANSIDE, CA 92058

Fill in this form to have your Anthem Blue Cross Medicare Part D Prescription Drug brochure with pricing & application mailed to you. Further information on our plans is shown below. Or just call us at (310) 678-6315.
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What's the Part D late enrollment penalty?

The late enrollment penalty is an amount added to your Medicare Part D premium. You may owe a late enrollment penalty if, at any time after your initial enrollment period is over, there's a period of 63 or more days in a row when you don't have Part D or other Prescription drug coverage (for example, from an employer or union) that's expected to pay, on average, at least as much as Medicare's standard prescription drug coverage. People who have this kind of coverage when they become eligible for Medicare can generally keep that coverage without paying a penalty, if they decide to enroll in Medicare prescription drug coverage later. creditable prescription drug coverage.

Note

If you get Extra Help, you don't pay the late enrollment penalty.

How much is the Part D penalty?

The cost of the late enrollment penalty depends on how long you went without creditable prescription drug coverage.

The late enrollment penalty is calculated by multiplying 1% of the "national base beneficiary premium" ($31.08 in 2012) times the number of full, uncovered months you were eligible but didn't join a Medicare Prescription Drug Plan and went without other creditable prescription drug coverage. The final amount is rounded to the nearest $.10 and added to your monthly premium.

The national base beneficiary premium may increase each year, so the penalty amount may also increase each year.

Your plan will tell you if you owe a penalty

After you join a Medicare drug plan, the plan will tell you if you owe a penalty, and what your premium will be. You may have to pay this penalty for as long as you have a Medicare drug plan. If you had to pay a Part D late enrollment penalty before you turned 65, the penalty will be waived once you reach 65.

Example

Mrs. Smith didn't join when she was first eligible—by June 15, 2009. She doesn't have prescription drug coverage from any other source. She joined a Medicare drug plan with an effective date of January 1, 2012.

Since Mrs. Smith was without creditable prescription drug coverage from July 2009–December 2011, her penalty in 2011 was 30% (1% for each of the 32 months) of $31.08 (the national base beneficiary premium for 2012), which is $9.32. The monthly penalty is rounded to the nearest $.10. She pays this late enrollment penalty of $9.30 monthly in addition to her plan’s monthly premium.

Here's the math:

.30 (30% penalty) × $31.08 (2012 base beneficiary premium) = $9.32

$9.32 (rounded to the nearest $0.10) = $9.30

$9.30 = Mrs. Smith's monthly late enrollment penalty

Important Disclaimer:  Answers and comments provided above are general information, and are not intended to substitute for informed professional medical, psychiatric, psychological, tax, legal, investment, accounting, governmental, or other professional advice. We do not endorse, and expressly disclaims liability for any product, manufacturer, distributor, service, health plan, or service provider mentioned or any opinion expressed in the website.  Replies, comments, or information gathered on Barricks.com  website may not be accurate but are intended to be helpful.


Barricks Insurance Services
276 N El Camino Real #6, Oceanside, CA 92058
Phone:   (310) 678-6315

©1995  Barricks Insurance Services. CA License #0383850